Securities-Based Loans (United States Only)

Securities Based Lending Program. This type of lending is based on eligible securities such as publicly traded stocks, bonds, options and mutual funds. This is a Non-Recourse Loan. A loan with no personal liability and can be used for any purpose.

Security Based Lending - The Equity Alternative

• Fixed interest rates starting at 3%
• Interest Only quarterly loan payments
• Loan terms of 3, 5, 7, or 10 years
• No closing costs
• No upfront or due-diligence fees
• No credit check or income verification
• Funds may be used for any purpose including personal or business use.​​
• ​Loans available for up to 80% of the securities value
• Non-recourse loan. The only collateral are the pledged securities. Should the borrower default on the loan, the borrower keeps the loan proceeds and the lender only claims the collateral. The borrower’s liability is limited to the collateral pledged for the loan. The lender has no right to proceed against the borrower for any deficiency.​

• ​Funds can be deposited into the borrowers account in five to seven business days once the contract is signed and the transfer takes place.​

Criteria

Eligible Securities Include - publicly traded stocks, bonds, options and mutual funds. The securities pledged must be free-trading without any restrictions. They cannot be in a retirement fund, 401(k) or other restricted plan.  Please review the Program Overview and Frequently Asked Questions for complete details.

Principals Only. We Do Not Work With Brokers

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